Saturday, August 15, 2026
ORANG MELAYU WAJIB BACA. PONZI SCHEME DENGAN CURI DUIT TABUNG. SOALAN CEPU MAS.
SOALAN CEPU MAS PADA PENGHUJUNGNYA.
THIS IS FROM THAT FINANCE TWITTER GUY. NAMES HAVE BEEN ALTERED.
In May 2015, [PERSON A] warned [INSTITUTION A] to cancel its land purchase from [COMPANY A] ([COMPANY A – FULL NAME]). He disagreed that the country’s Pilgrims’ Fund was being used to bail out [COMPANY A] – purchasing a small 1.56 acre of [PROJECT A] land for RM188.5 million, when an area 45 times bigger (70 acres) was purchased by [COMPANY A] for only RM194.1 million.
[INSTITUTION A] was set up about 55 years ago to help Muslims in the country save up for the hajj, a pilgrimage to Mecca they are obligated to perform at least once. Over the decades, the fund board gained respect in the Islamic world for its management of the savings and Shariah-compliant investments, enabling over 30,000 Malaysian Muslims to perform Hajj every year.
Flushed with cash, the fund, however, caught a pair of glowing greedy eyes of former Prime Minister [PERSON B], who decided to secretly milk it. In December 2015, [PERSON C], Governor of [INSTITUTION B] (Central Bank) sent two letters to the chairman of the fund, [PERSON D], and copied them to the Prime Minister, who was also the Finance Minister.
The letters warned that the pilgrims’ fund was on the brink of collapse and a massive bail out by taxpayers may be required. Governor [PERSON C] also warned that the fund’s obligations far exceed its assets, as she observed that [INSTITUTION A] was paying out far more than it had made in profits in recent years, in the form of excessive “dividends” and “bonuses”.
It would take slightly more than two years to discover the horror story of the [INSTITUTION A] financial situation. All hell broke loose after the stunning downfall of the [POLITICAL PARTY COALITION A] regime in May 2018. By December that very same year, it was found that the Pilgrims’ Fund was “insolvent” – a polite word to declare that the Malay Muslim institution was bankrupt.
The new [POLITICAL COALITION B] government of [PERSON A] had to refrain from announcing the bankruptcy of [INSTITUTION A] for fear of spooking the depositors. It would do more harm than good. After all, if 4-million Malays were gullible enough to vote for [PERSON B]’s regime despite the exposure of [COMPANY A] scandal, chances are they would not understand why [INSTITUTION A] could go bust.
It was ultimately revealed in December 2018 that [POLITICAL PARTY A]-led [POLITICAL COALITION A] government, with endorsement from the [POLITICAL PARTY B] Islamist party to a certain extent, had transformed [INSTITUTION A] into a Ponzi “get-rich-quick” scheme. As it turned out, there was a reason why the fund could distribute “hibah (dividends)” ranging from 6.25% up to 8.25% in the period between 2013 and 2017 under the [PERSON B] administration.
At a time when fixed deposit rates were at about only 3%, the unbelievable dividend returns from [INSTITUTION A] were so attractive that a single depositor had invested more than RM190 million in the fund. But it was just the appetizer. A report prepared by government-appointed accounting firm [ACCOUNTING FIRM A] ([ACCOUNTING FIRM A – ABBREVIATION]) to review the financial position for 2017 unveiled more juicy stories.
[INSTITUTION A] was actually sitting on top of up to RM10.2 billion in losses of its domestic and international equities as of October 2018. Its liabilities outstripped assets by RM9 billion. A report says – “The gap between the assets and liabilities is RM9 billion. If the RM9 billion hole is not covered, no ‘hibah (dividends)’ distribution is possible not just for 2018 but also in the coming years.”
Exactly how did the [PERSON B] government bankrupt [INSTITUTION A]? It had lost RM5.7 billion in [INSTITUTION C] alone. [INSTITUTION C – FULL NAME] was forced to write off huge sums of money after its subsidiary, [COMPANY B], went on an aggressive overseas diversification spree, including the purchase of the [PROPERTY A] in Kuching for RM160 million – despite valuation of the property at only RM80 million.
Similar overpriced acquisitions occurred internationally, including the [PROPERTY B] in London for a whopping RM524 million in 2013 – overpaid approximately RM180 million. Worse, the recipient companies only accounted for roughly RM448 million, leaving RM76 million untraceable. Clearly, the top management of both [INSTITUTION C] and [INSTITUTION A] had plundered the Malay institutions.
But that was nothing compared to the RM2.77 billion acquisition of a 37% non-controlling stake in Indonesia’s [COMPANY C] in 2015 – overpaid a massive premium of over 95% relative to the market price of the shares. The company was owned by Indonesian billionaire [PERSON E], a close friend and associate of [PERSON B]. [INSTITUTION C] said [PERSON B] cheated it into investing in his tycoon friend’s [COMPANY D].
It was also not a coincidence that [INSTITUTION A] and [INSTITUTION C], not to mention [INSTITUTION D], [INSTITUTION E], [INSTITUTION F], [INSTITUTION G] and whatnot were similarly milked and plundered at the period when the [COMPANY A] scandal was exposed and needed bailout. Yes, to cover up the [COMPANY A] scandal, disgraced [PERSON B] sold not only national strategic assets such as power plants, lands like [PROJECT B] and projects like [PROJECT C] to China in exchange for kickbacks, but also actively raping the Pilgrims’ Fund.
Under [PERSON B] government, [INSTITUTION A] also made losses of RM670 million from its attempt to rescue [COMPANY E] and RM144 million from buying 30% of [COMPANY F]’s ownership (a company linked to [PERSON B]’s partner-in-crime [PERSON F]), not to mention RM1.1 billion losses in [COMPANY G] investment. The fund also did not record an impairment totalling RM227.81 million against investments in three subsidiary companies, primarily [COMPANY H].
[PERSON B] and other so-called [POLITICAL PARTY A] defenders of Malay, Islam and Monarch knew that like the [COMPANY A] scandal, the [INSTITUTION A] scandal was too complicated for the Malays and Muslims to understand. Even if they understood, which they don’t, the Malays would easily forgive fellow Malays under the pretext of Malay unity and Muslim Brotherhood.
To cover up the financial trouble of [INSTITUTION A], extraordinary “hibah (dividends)” were declared. Crooked [PERSON B] dared not reveal the true financial health, as his mismanagement and incompetence will be exposed. The pilgrim’s fund had been illegally distributing “hibah” to depositors since 2014, contravening the [INSTITUTION A] Act 1995 where the fund is not allowed to declare dividends if its liabilities are more than assets.
Ahead of the 14th general election on May 9, 2018, the pilgrim’s fund even cooked its books to justify paying a 6.25% dividend, amounting to RM2.7 billion. The Pilgrims’ Fund Chairman, [PERSON D], had conspired with the board of directors to dip their hands into depositors’ savings to pay the dividends. And [PERSON B] knew all along about the Ponzi scheme.
The ignorant [INSTITUTION A] depositors actually applauded [PERSON B] for the handsome “hibah”, which went up to as high as 8.25%, without realising that the dividends paid were their own money used to pay themselves. And [POLITICAL PARTY A] could afford to scam them successfully because out of 9.3 million depositors, only 30,000 would use their money in [INSTITUTION A] to perform Hajj every year.
The depositor who had invested more than RM190 million in the fund would have made a cool RM15.675 million for doing nothing in the year it yielded 8.35% of dividend. But a Ponzi scheme is unsustainable. The [INSTITUTION A]’s Recovery and Restructuring Working Plan revealed the stunning high concentration of depositors to a small segment where 1.3%, or a mere 117,000 of them (depositors), contributed to 50% of its deposits.
This means if the small number of powerful and rich depositors pull out, the scheme would definitely collapse. Overstated profits, understated value of assets, unbalanced profile of depositors and questionable transactions were all uncovered in the review of the financial position of [INSTITUTION A] back in 2018.
In April 2019, [INSTITUTION A] announced a “hibah (dividend)” of 1.25% – the lowest in the history – for the financial year 2018. Even at 1.25%, the payout was at a staggering RM913 million to its 9.3 million depositors. [PERSON A] government also announced that it will allocate RM500 million in 2020 for the Pilgrims’ Fund and RM1.73 billion every year until all of its “sukuk” (Shariah-compliant bonds) were redeemed.
How could [INSTITUTION A] suddenly become as healthy as a horse overnight? Two words – Bail Out!! As of January 1, 2019, the Islamic Pilgrimage Fund [INSTITUTION A] was placed under [INSTITUTION B] (Central Bank). A Special Purpose Vehicle (SPV) was created to nurse and rehabilitate the insolvent fund. In short, taxpayers’ money to the tune of RM20 billion was used in the bail out exercise.
Even as then-Finance Minister [PERSON G] cracked his head squeezing every Ringgit to bail out [INSTITUTION A], crooks from [POLITICAL PARTY A] and [POLITICAL PARTY B] spread baseless and fake news that the hajj pilgrims fund board was under the control of Chinese-based [POLITICAL PARTY C]. The depositors should be grateful that the fund is guaranteed by the government, unlike entities like [COMPANY I].
Worse, in what appears to be an insult to the good name of Islam, the previous government of [POLITICAL PARTY A] Malay nationalist party which was heavily supported by the [POLITICAL PARTY B] Islamist party had cooked the [INSTITUTION A] accounting books by selling its shares in [COMPANY J] to show a profit and then repurchasing the same shares – a breach of listing of stock exchange and cheating of the highest order.
An independent report – “Financial Position Review of TH” by [ACCOUNTING FIRM A] – showed that the troubled pilgrims fund made a gain of RM553 million from the disposal of the [COMPANY J] shares in 2017 and subsequently bought back within four days after trade date at the same price sold through 4 brokers – [BROKER A], [BROKER B], [BROKER C] and [BROKER D].
But since the so-called RM553 million gains were “fake”, former [INSTITUTION A] chairman [PERSON D], also a Member of Parliament of [POLITICAL PARTY A], had conspired with the board of directors to dip their hands into depositors’ savings to pay the dividends. This created an illusion that the fund was paying an incredible high return when in fact it came from depositors’ hard-earned money.
The scam would have continued had the old [POLITICAL PARTY A] regime won the 2018 general election. The Ponzi scheme was working incredibly well based on the assumption that “not every depositor” would withdraw their money in [INSTITUTION A]. The get-rich-quick scheme would be discovered as the bubble would burst eventually due to insufficient funds – liabilities outstripped assets by RM9 billion.
Had the [PERSON A]-led [POLITICAL COALITION B] failed to defeat the long ruling [POLITICAL COALITION A] government in 2018, the Ponzi Scheme would have continued till today. When you have 9.3 million depositors, but only 30,000 use their money in [INSTITUTION A] to perform Hajj every year, what [PERSON B] and his band of crooks needed to do was to pay dividends using the depositors’ own money – to create an illusion that they received extraordinary “hibah”.
After you minus 30,000 from 9,300,000 depositors, the money left in [INSTITUTION A] was pretty substantial and could still be used to pay dividends for ages using [PERSON B]’s Ponzi scheme. As a yardstick, it was discovered that the hard-earned savings fund for Muslims to perform the mandatory hajj pilgrimage should have RM64 billion in assets, but had been found to be short of RM4 billion in deposits in 2016.
Theoretically, based on the RM60 billion left in 2016, [INSTITUTION A] could still pay its same number of depositors the same rate of dividend of 6.25% for at least another 22 years – using the depositors’ own money to pay themselves – till zero Ringgit left. After [POLITICAL COALITION B] government collapsed in 2020 after just 22 months in power, backdoor Prime Minister [PERSON H] set up a Royal Commission of Inquiry (RCI) on October 8, 2021.
The RCI report dated July 19, 2022 was then presented to Yang di-Pertuan Agong (King) on August 30, 2022, when [POLITICAL PARTY A] vice-president [PERSON I] was the Prime Minister. Even then, the RCI only dared to say the crisis was due to [INSTITUTION A]’s “creative accounting practices” in order to enable it to declare high dividends. It also revealed how unauthorised bonuses totalling more than RM2.19 million were paid to 24 persons.
Still, the burning question is why PM [PERSON J] has only decided to declassify the 211-page [INSTITUTION A] RCI report three days before the Negeri Sembilan state election in July 2026 – nearly four years after its completion in July 2022? It’s not rocket science that despicable [PERSON J] was hiding the scandal to protect [POLITICAL PARTY A] – till [POLITICAL PARTY A] declared war with [PERSON J]’s [POLITICAL COALITION B] in the Johor and Negeri Sembilan state elections.
MY COMMENTS.
SOALAN CEPU MAS KHUSUS BAGI ORANG MELAYU. JADI SEKARANG WHAT WILL HAPPEN? APAKAH TINDAKAN YANG AKAN DIAMBIL? Prime Minister [PERSON B] SUDAH MASUK PENJARA SAMPAI MATI SEBAB DIA CURI DUIT DUA ATAU TIGA BILION.
TAPI PONZI SCHEME INI PULA TELAN 5.7 BILION, 9 BILION, 20 BILION BAILOUT DSBNYA.
SETAKAT INI TIDAK ADA SEEKOR PUN LEMBAGA HITAM H@R@MJ@D@H DIDAKWA DI MAHKAMAH ATAU DI MASUK DALAM PENJARA.
SO KPD ORANG MELAYU DENGAR BAIK-BAIK. ANDA SEDANG DILIWAT SEKALI LAGI. YOU ARE BEING BUGGERED.
WHY? SEBAB TUAN-TUAN TIDAK FAHAM APA YANG MEREKA TELAH BUAT.
Sunday, July 12, 2026
JOHOR POLLS WIPEOUT (DWI BAHASA, ENGLISH AND MALAY)
Mula sekali terima kasih dan tahniah kepada pengundi Johor yang telah tendang keluar penipu dan otak lembu Pakatan Harapan.
I see a split in the vote. UMNO won big - they won 36 out of the 37 State seats they contested or 97% because of local Johor sentiment. I dont think UMNO can repeat this outside Johor. Lets see what happens in Negeri Sembilan.
The PH on the other hand got wiped out because of national sentiment. People do not like them for all their rubbish and bullshit in Putrajaya. The same sentiment that got them kicked out in Sabah.
PKR - PKR contested 20 seats but only won 1 seat. Or 5% of the grade. Total failure. This party is now officially dead. All the good people including Wan Azizah Wan Ismail have left the scene. Only the idiots remain.
DAP - DAP got kicked out 8-0 in Sabah. Complete shutout. Before that the PH got their asses kicked in the SIX state elections. Now they got kicked out again in Johor. They contested 16 seats and won only 6 seats or 35% of the marks. That is a FAIL grade - below 50%. This is the THIRD TIME they got kicked out. Believe me the PH are going to get kicked out in the General Elections.
This is the SECOND TIME the DAP has screwed up. They made it into the Federal gomen in 2018. But they screwed up big time. Then they got their second chance in 2022. Tell me, how many political parties get a second chance in under FOUR years to form the Federal gomen? But they have screwed up again. I must say the Chinese politicians and their supporters are only good at talking big. And of course helping the property developers. Developers Action Party or DAP. As a political movement to move an entire society forward they fail. To put it mildly these folks are quite stupid. There is no need to say much else about this bunch of idiots.
PARTY WON VS CONTESTED %
UMNO 36 of 37 97%
MCA 8 of 15 53%
MIC 4 of 4 100%
PKR 1 of 20 5%
DAP 6 of 17 35%
PAS 0 of 11
BERSATU 0 of 16
BERSAMA 0 of 15
MUDA 0 of 4
Notes: BN fielded 37 UMNO, 15 MCA and 4 MIC candidates, covering all 56 seats.
PH allocated its seats as 20 PKR, 19 Amanah and 17 DAP.
PN's allocation was 22 Bersatu and 12 PAS.
PAS, Bersatu and Bersama failed to win any seats.
Bersatu got totally wiped out. They contested 16 seats and lost all. This is the result of Bersatu splitting and throwing out Hamzah Zainuddin from the party. Hamzah has substantial support and ability. It was a mistake for Bersatu to have thrown him out. Tan Sri Muhyiddin should just quit from leading the party but its too late now. There is no one capable to take over the party. Plus in Malaysia party leaders simply do not quit their party posts even when they get kicked out by the voters. (Except for Najib in 2018).
Bersama - Rafizi Ramli's first outing in Johor was a disaster. They contested 15 seats and won 0. Rafizi does not fully understand the right 'formuler'. Rafizi's economic ideas (that nasi lemak machine, his retail business program) are nightmares. The guy does not quite understand business or economics. In Johor they fielded candidates who 'applied for the job' online. This was a first - and disastrous.
Here is the formuler : the party must develop a solid national agenda. That shall be its national identity. All Malaysians should be made aware of the party's national agenda. Even in State elections. But down at the State level, you always pick candidates from the State level. They must know the local terrain and the local people must know them. You cannot pick candidates from Online applications.
But what is Bersama's national agenda? Well even if they have one - they got kicked out 15 - 0. And please stop talking big. Tak ada apa pun cakap besar pasal apa? Friday podcasts for three hours?? Even the unemployed jobless guys do not have three hours to listen to you lah. Formuler tak betul. Where is your agenda for the people? Abolish the tolls, abolish the Sedition Act, abolish the APs, get rid of the gila babi import duties and taxes on motor vehicles. Liberalise the banking industry fully. 100%. Abolish that rice import monopoly. Abolish all monopolies and oligopolies. Can or cannot? Please answer yes or no.
Muda - They won one seat. Youth does not sell well. In the United States of America the most liberal and perhaps most egalitarian society in the world it is rare for youth to get elected. Even in super liberal California, even the youngest voters respect experience, achievement and solid platforms. This means older candidates. Generally a 50 or even 60 year old with a good track record, experience and knowledge stands a better chance than a novice 25 year old. There are exceptions but maturity and experience are extremely important. In Malaysia the age factor in candidates is even more important. The voters want to see experienced and generally older candidates. If they are well educated all the better. It is difficult to go against this trend.
PAS : PAS bertanding 11 kerusi dan kalah semua. Kepada sahabat di PAS, sila ambil maklum. Semua orang sudah tahu cara nak sembahyang lima waktu, cara nak ambil air sembahyang, cara naik haji. Pada zaman sekarang anak-anak kita berumur 17 tahun boleh tahu hukum-hakam naik haji secara detail. Ramai pula pernah berkursus mengurus jenazah sekali.
PAS mula ditubuhkan pada 1951 dulu (apabila keluar dari UMNO).
23 August 1951 – Persatuan Ulama Se-Malaya
24 November 1951 – Persatuan Islam Se-Malaya (PAS).
1972 - Parti Islam Se-Malaysia (PAS).
Zaman itu masjid sikit saja, sekolah agama, kolej dan universiti Islam tak ada atau paling sikit. TV Hijrah tak ada. Di sekolah kebangsaan pun tak ada kelas agama. Jadi bila PAS mula perjuangkan agama pada tahun 1950an maka ada juga orang kampong tertarik. PAS jadi parti orang kampong. Ini bukan sindiran tapi realiti yang mempunyai kesan yang sangat besar yang PAS harus faham.
Sekarang keadaan sudah berubah. Hari ini pula setiap anak Melayu pelajari pendidikan agama mula dari tadika sampai ke universiti. Pengajian agama di peringkat sekolah menengah saja (SPM) sudah hampiri diploma di negara lain. Sekarang agama sudah menjadi industri skala besar. Agama sudah jadi bisnes. Artis jual agama (lagu dan musik). Perbankan Islam jual agama. Sijil halal, makanan halal semua adalah bisnes yang lumayan. Ustaz glamour kaya melalui podcast, YouTube, ceramah agama dsbnya. Ustaz kepala umrah, rombongan haji semuanya kaya. Lepas tu gerombolan Salafi (dulu Wahabi) bertembung dengan golongan Asam Jawa. Hari-hari makin gaduh.
Maksudnya agama sudah tidak lagi exclusive kepada perjuangan PAS. Dari stesen bas sampai ke stesen angkasa lepas (angkasawan Malaysia) orang Melayu boleh jumpa agama. And then kampong pula makin kurang penghuninya. Ramai generasi muda sudah berhijrah ke kawasan bandar. Lebih 70% penduduk negara kita sekarang dianggap urban population. Orang bandar. Orang bandar menghadapi masalah yang berbeza daripada orang kampong. Peluang pekerjaan, sekolah yang elok, perumahan yang mampu dibeli atau di sewa, kos sara hidup yang tinggi, harga minyak, kualiti hospital (dibiayai dengan dana awam), sistem pengangkutan, harga kereta mahal, bayaran tol dan pelbagai lagi cabaran hidup di bandar.
Jadi dalam realiti seperti ini di mana pula peranan PAS untuk membantu masyarakat kita? Hudud dah tak ada dah. Itu bagus. RUU355 pun entah ke mana. Bagus juga. Lepas itu pengundi Islam di seluruh negara kurang daripada 60%. Baki penduduk negara adalah bukan Islam. Cina, India, Dayak, Dusun itu berbelas juta orang. Takkan PAS tidak mahu berurusan dengan bukan Islam? Atau tidak tahu? Ahli Parlimen itu wakil rakyat. Bukan wakil agama.
Jadi apa pula perjuangan PAS pada abad ke 21 ini? Ini adalah tahun 2026. Bukan 1951. Semua orang sudah tahu sembahyang. Bebudak umur 17 tahun pun boleh belajar urus jenazah. Orang Melayu dah tak heran dengan perjuangan PAS. PAS perlu overhaul dengan serius.
Saturday, July 11, 2026
MUST READ. ORANG MELAYU MESTI BACA. OIL INDUSTRY WILL CRASH PERMANENTLY IN 10 YEARS MAX. HERE IS WHY.
Here is the oil price chart (West Texas) for the past 30 days.
Despite all the ongoing Hormuz bullshit, in the past 30 days West Texas crude has gone from US$90 per barrel down to US$68 per barrel to yesterday's US$71 per barrel. These prices are relatively low. Oil is not likely to hit US$100 - maybe never.
In 2024 Saudi Arabia cancelled capacity expansion to 13 million barrels per day.
1 million bpd of future capacity was cancelled. Saudi's present capacity ≈ 12 million bpd. But actual production ≈ 9 million bpd. Shortfall ≈ 3 million bpd
- World oil supply is now about 105 million bpd.
- World oil demand is just below 104 million bpd.
- Despite the ayatollah monkeys, world oil supply exceeds demand.
- China consumes 16 million bpd of oil (about 15%). This is disappearing.
- Please take note.
But here is the real threat on the horizon. It is called Thorium Molten Salt Reactor (TMSR) and it is Made in China. It does not need cooling water, no danger of Fukushima or Chernobyl accidents, it can be built small and modular (possibly in 12-18 months by the Chinese) and it runs on super abundant thorium - which is a waste product from many mining operations. China has enough Thorium to last them 20,000 years or more.
Here are two videos you must watch. Maximum 15 minutes. You can double the speed on YouTube.
The Chinese are planning to build ultra large container ships powered by thorium molten salt reactors.
- Thorium molten salt reactor (TMSR) powered container ships
- Producing roughly 50 MW electrical power
- Extraordinary endurance - decades without conventional refuelling
- Ship size: about 230,000–250,000 tonnes carrying 24,000 containers
It will be the end of bunker fuel for Chinese container ships. And 250,000 tonne giants will lower transport costs from the Port of Shanghai to Los Angeles. Pinduoduo will give 50% discounts.
The Chinese already have a prototype TMSR up and running since 2023. It is rated at 2MW thermal and is located in Gansu in the Gobi Desert. See picture.
No ventilation chimneys, no cooling towers, no cooling ponds. No need for water.
They are already planning a 10 MW or larger TMSR plant by 2030 - only FOUR years away. I estimate that in another six years after that (2036) the Chinese will have these TMSR plants popping up all over China.
Now here comes the scary part. Below here is the projection for Chinese consumption of fossil fuels over the next FIVE years. I have shown this chart not too long ago. Even without TMSR reactors, Chinese oil consumption is already slowing down. The chart shows that from 2027 - 28 onwards Chinese consumption of fossil fuels will start decreasing. China has invested heavily in solar energy, wind energy, hydro and other renewables. Plus their entire motor vehicle industry is switching to EV - which is more energy efficient.
So guess what is going to happen when the Chinese begin building TMSR reactors on a larger scale throughout China - after 2030.
This picture should give you an idea.
Friday, June 12, 2026
FRIDAY NOTES (12/06/26) FROM THE QURAN - SURAH YASIN
Non Muslims can read this. Some general knowledge. Out of the 114 surahs or chapters in the Quran, chapter 36 is called Surah Yasin. This chapter has much significance because it is often recited during special occasions especially at funerals and when people visit the graves of their dearly departed. It is often recited as a prayer at the graves of the dead people.
However with the appearance of Salafism there is debate because the Salafis do not practise the reciting of the Surah Yasin at funerals or at the graves of dead people.
Of course the vast majority of non-Arab Muslims do not understand Arabic and so they do not understand what they are reciting in Arabic.
Here are a few verses from Surah Yasin (36:60-64) with English translation.
Surah Yasin (36:60-64)
60 وَأَلَمْ أَعْهَدْ إِلَيْكُمْ يَٰبَنِيٓ ءَادَمَ أَن لَّا تَعْبُدُوا۟ ٱلشَّيْطَٰنَ ۖ إِنَّهُۥ لَكُمْ عَدُوٌّ مُّبِينٌ
61 وَأَنِ ٱعْبُدُونِى ۚ هَٰذَا صِرَٰطٌ مُّسْتَقِيمٌ
62 وَلَقَدْ أَضَلَّ مِنكُمْ جِبِلًّۭا كَثِيرًا ۖ أَفَلَمْ تَكُونُوا۟ تَعْقِلُونَ
63 هَٰذِهِۦ جَهَنَّمُ ٱلَّتِى كُنتُمْ تُوعَدُونَ
64 ٱصْلَوْهَا ٱلْيَوْمَ بِمَا كُنتُمْ تَكْفُرُونَ
Here is the English translation (36:60-64)
60 Did I not enjoin upon you, O children of Adam, that you not worship Satan—indeed, he is to you a clear enemy?
61 And that you worship only Me? This is a straight path.
52 And he had already led astray from among you much of creation, so did you not use reason?
63 This is the Hellfire which you were promised.
64 Enter it today because you disbelieved.
This is part of the recitation at funerals and at the graves of the dearly departed.
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